Top Five Reasons You Should Have a Last Will and Testament

A Will is essential BUT many people don’t draft one. This can lead to unnecessary hardship. We will now follow the lives of an ordinary family of four, Greg (34), Kate (30), Cody (5) and Lucy (3) and illustrate 5 reasons why having a Last Will and Testament is a MUST:


Problem scenario:

Greg and Kate have two children, Cody (5) and Lucy (3). Should both Greg and Kate die simultaneously, or should the second of them die, in each case without having a valid will, the state will appoint a guardian to Cody and Lucy.

This will add stress and uncertainty to Cody and Lucy. While the state is obliged to consider what is in the best interests of Cody and Lucy, nobody will be able to decide who would be best suited to care for their emotional and material needs better than Greg and Kate.

The solution in their Will:

If Greg and Kate had drafted a joint Will they could have carefully selected guardians to care for Cody and Lucy in these circumstances. That would provide for a certain and smooth transition for Cody and Lucy in an otherwise uncertain and stressful time.

A Will is essential BUT many people don’t draft one. This can lead to unnecessary hardship.


Problem scenario:

Should Greg and/or Kate die without leaving a Will, any inheritance which would go to Cody and/or Lucy, as minors, would be paid to the Guardian’s Fund, a state-run fund, and held until they reached the age of majority. Their guardian would have to claim amounts from the Guardian’s Fund as and when needed, (i.e. for their education, maintenance etc). This would create an unnecessary added burden for the guardian.
The solution in their Will:
Greg and Kate could easily provide, in their Will, that any benefit left to a minor would be left to a trust, to be set up in terms of the Will, of which the minors would-be beneficiaries. The trustees would then attend to Cody and Lucy’s monetary maintenance needs until they reached the age of majority or such other age as Greg and Kate may have decided.


In this family Greg wants his estate to be left to Kate on his death and vice-versa. Both Greg and Kate may not foresee the consequences of them dying at the same time. In these circumstances, if they have not provided for this situation, their estates would be divided up according to law which may not be what they would have wanted.

The solution in their Will:
By drafting a Will, Greg and Kate can record exactly what would happen to their estates should they die together thereby ensuring that their family is looked after as they had intended.

Problem scenario:
An executor is the person who winds up Greg and Kates estates after their deaths. The executor will deal with all of Greg and Kate’s assets, settle their liabilities and be responsible to distribute the balance of their estates to their beneficiaries. The executor will also earn a fee for administering Greg and Kate’s estates.

It is so important that Greg and Kate appoint someone competent and trustworthy to administer their estates. If Greg and/or Kate die without a Will, the state will appoint an executor which will likely be a stranger to their family and whose competence or trustworthiness is unknown.
The solution in their Will:

Greg and Kate could simply elect an executor in their Will, someone who is known to and trusted by them.


A valid will enables Greg and Kate to place certain conditions on the inheritance of a listed beneficiary. For example, they could leave their home to their children subject to the grandparents having life rights to live in the home.


Lockdown presents the perfect opportunity to get your Will in order.

Stuck at home? No problem, do your Will, online, at home using our online portal.

How? Simply follow this link to the website, Get Your Online Will Now fill out and complete all the info to download your Will.

I can’t print in lockdown? You may not be able to print or have your Will witnessed. NOT A PROBLEM, when you download your Will, we will give you Lockdown instructions to validly and lawfully execute your Will.

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